
	Don't forget to factor in closing costs when considering a home sale or purchase. PlayaVistaListings.com is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 310 845 6282 if your needs include a professional REALTOR^® experienced in the business side of real estate.

Expected closing costs

There are certain basic costs related to closing the sale of a house. These expenses are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help show you through your deal.

Loan-related closing costs (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually collected (More information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying real estate in Los Angeles County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not stunned when you reach closing time. I'll be glad to review the GFE with you, answering your questions and highlighting any estimates that are uncertain.